At Tata AIG, we provide the bike insurance calculator to determine the most affordable premium. For example, you can purchase a personal accident cover if you live and ride your bike in an accident-prone area daily.Īlthough an add-on cover is available at an extra cost, you will certainly benefit from the required financial assistance. Therefore, insurance providers have been introducing various customisable two-wheeler insurance plans to satisfy the needs of different categories of policyholders. Insurance for two-wheelers, especially with comprehensive coverage, is important to ensure timely repair of any damages caused due to unexpected accidents. ![]() However, while determining the bike's performance, it is equally important to have two-wheeler insurance. You can decide on purchasing your new bike based on the BHP and torque specifications considering your usage. And a bike with 105BHP and 150Nm of torque will perform best with a heavier load. Therefore, BHP will affect your bike's acceleration, while torque impacts the load you can carry at a consistent speed without affecting the performance.Ī bike with 150BHP and 15Nm of torque will provide higher acceleration and top speed. With greater torque, you can load the vehicle comparatively heavier while the speed remains less. Torque establishes the driving force for the bike. ![]()
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